英语三级B级

单选题根据以下内容,回答题。
   A budget( 预算.is a spending plan. It can help you spend money wisely. It can do this by cutting out   wasteful spending. Of course, preparing a budget takes planning, and following a budget takes will power. Your~ budget should meet your family' s needs and income.
     The first step in creating a budget is to set your goals. What does your family need and want? You must   know this to work out the details of the budget. Keep goals realistic, in terms of income available. Then decide   which goals are the most important.
    The next step is estimating family income. Before you can plan wisely, you need to know how much money   you have to spend! Write down all the money you expect to receive (wages, savings, interest, etc. ) during the   planned budget period.        
     After you have calculated how much money will be available, it is time to estimate expenses. List all of your family expenses.
If you are not satisfied with what you got for your money, look carefully at your spending. Studying your  records will show where overspending has occurred. It will also point out poor buying habits.
      It is also a good idea to set aside a small amount of money for emergencies. Every family has small emergencies: a blown tire, a broken device, or the need for minor medical care.   
According to the passage, what is the advantage of a budget?

A.It can help you set your goals clearly.        
B.It can help you save a lot of money.       
C.It can help you get rid of poor buying habits.
D.It can help you spend money in a reasonable way.

参考答案:D进入在线模考

【答案】D
【题型】推理题
【解析】题干意为“通过文章,预算的优点是什么?”由第一段的前两句话“A budget(预算)is a spending plan.It Can help you spend money wisely.”可知,预算帮助你聪明地花钱,也就是说理智地消费(spend money in a reasonable way),故选D。

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1 In carrying out your budget, you need

A.to have the ability to control yourself
B.to ask your family members for advice       
C.to cut it down as much as possible
D.to take care not to buy expensive things

2 One advantage of keeping a record of your spending is that ___________

A.you will remember how much you have already spent
B.you will know if you have spent more money than you planned      
C.you will be able to tell your family what should not be bought      
D.you will learn how to make a better budget next time

3 The writer suggests that it is a good idea to set aside some money because ___________

A.you probably will not be able to follow your budget      
B.people usually spend more than they plan to do
C.things can happen unexpectedly
D.others may want to borrow some money from you